Commission processing.
Fully managed. Every cycle.

CaliberPO absorbs the entire reconciliation workflow — from raw insurer data to a clean, verified, payment-ready payout file. Your team receives the output. Nothing else.

Your own dedicated workspace. Your data never leaves it.

Every CaliberPO client gets a dedicated Google Workspace provisioned on their own domain — for example, apscaliberpo.in for APS Insurance Brokers. Your commission data, your partner structures, your payout files — all housed in an environment that belongs to you alone. No shared systems. No commingled data. Complete isolation by design.

Dedicated domain

Your own [yourname]caliberpo.in workspace, not a folder in someone else's system.

Complete data isolation

Your data never touches another client's environment.

Google infrastructure

Built on Google Workspace — secure, auditable, always available.

Everything your team currently does manually.

Insurer commission grid ingestion and rate setup

Duplicate and conflicting rate row detection

Grid format normalisation across all insurers

Commission application — batch run per period

Partner hierarchy and split mapping

TDS computation — 5% with PAN, 20% without

GST handling — CGST/SGST or IGST based on state

Partner payout file generation with human approval gate

Commission statement PDF generation and dispatch to partners

Reconciliation — insurer-stated vs computed, per insurer per period

Your input. Minimal. Flexible.

Insurer commission statements

Any format, any insurer, digital or scanned.

Your partner structure

Hierarchies, splits, override rules — once set up, updated only when things change.

Payout schedule

When each partner needs to be paid and in what format.

We normalise everything on our end. You don't need to format anything specially for us.

Your output. Clean. Verified. Ready to pay.

Illustrative output — format and columns adapted per client
Partner Name Policy Count Gross Premium Commission Rate Computed Commission Variance Payout Amount
Rajesh Kumar & Associates 142 ₹18,42,600 12.5% ₹2,30,325 Nil ₹2,12,899
Priya Financial Services 87 ₹9,18,000 15.0% ₹1,37,700 ▲ ₹420 ₹1,26,961
Mehta & Sons Brokerage 203 ₹31,74,500 10.0% ₹3,17,450 Nil ₹2,93,052
SunSure Insurance Partners 61 ₹7,22,000 13.0% ₹93,860 Nil ₹86,618

Every line reconciled

No unresolved variances in the file you receive.

Full audit trail

Every computation traceable back to source data.

Your format

Output structured to match your payment process.

Instant rate checks. Any team member. Any device.

Every CaliberPO workspace includes a web-based rate lookup tool — accessible to any member of your team at any time without needing spreadsheet access. Select the insurer, product type, and RTO — get the exact PO rate and the premium base it applies on, instantly. Every lookup is logged automatically for audit.

Two Wheeler Private Car GCV PCV Miscellaneous

Scooter / Bike  |  Tanker  |  Taxi  |  Bus  |  Tractor variants

Connect your existing systems.

CaliberPO's rate lookup and commission calculation engine is available via API. If your policy management system or internal tools need real-time commission data, they can connect directly — POST policy parameters (insurer, product, RTO, vehicle details) and receive the applicable rate and computed commission amount in response. No manual intervention required.

API access is available on request. Discuss with us on the walkthrough call.

Deep knowledge across the Indian market.

We process commission data from all major Indian insurers — life, general, and health. Every insurer has a different grid format, different rate structures, different exception handling. We know them all.

Life Insurance
  • LIC
  • HDFC Life
  • ICICI Prudential Life
  • SBI Life
  • Max Life
  • Bajaj Allianz Life
  • Kotak Life
  • Tata AIA
  • Aditya Birla Sun Life
  • PNB MetLife
General & Health
  • New India Assurance
  • United India
  • Oriental Insurance
  • National Insurance
  • ICICI Lombard
  • Bajaj Allianz General
  • HDFC ERGO
  • Star Health
  • Niva Bupa
  • Care Health

Don't see your insurer? We onboard new insurer formats as part of client setup. Ask us.

See how it works with your insurer mix.

20 minutes. No commitment. We'll walk you through exactly what the output looks like for your operation.

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